As we are able to build or reserves our long term goals are getting that much closer to reality. From inception early 2008 to the end of 2010 ARF has granted an astounding $523,539.27 to athletes in need of care. We have shown that ARF has a solid plan that works and is supported by the action sports community. Currently a percentage of our reserves are invested and earning a generous interest on our savings. Reserves are always kept liquid in case of emergency, but ARF continues to grow in one of the